Jared Wash — NMLS #1333011 — Spokane, WA
A few thousand questions answered and a lot of first sets of keys handed over. Tell me where you are in the process and I'll tell you exactly what happens next — no commitment, no credit pull.
— Start here
These are the same questions I'd ask you on the phone. Answer them here and my first email to you is already useful instead of introductory.
— How I help
Everyone is different, but almost everyone starts in one of these places. Find yours and I'll tell you what to expect.
First home
This is my favorite part of the job. I'll explain what a lender actually looks at, what you'll need to save, and what your payment really includes — before you tour a single house.
FHA · Conventional 3% down · Down payment assistance
Next home
Buying and selling at once is a timing problem more than a lending problem. I'll map the sequence with you so you're not carrying two payments or living out of boxes.
Jumbo · Bridge loans · Sale contingencies
Refinance
Sometimes the honest answer is no, and I'll say so. When it is worth it, you'll see the break-even math in writing before you decide anything.
Rate and term · Cash out · Drop PMI
— About me
I'm Jared Wash, Senior Loan Officer at GenuBank. I've spent my career in mortgage lending and helped a lot of individuals and families get to the closing table. The stress usually doesn't come from the loan itself — it comes from not knowing what happens next.
So I tell you. Every step, in plain language, as many times as you need to hear it. I answer my own phone, I return messages the same day, and I will never make you feel like you asked a dumb question.
Joining GenuBank means personalized underwriting, bridge and portfolio programs, and down payment assistance — the flexibility to say yes when the numbers only make sense to a human being.
— The GenuBank Difference
We look at the full picture, not just the numbers.
Flexible solutions to help you buy before you sell.
Programs available to help make homeownership possible.
Get into a home with little to no money down.
When you need answers, we're here.
— In their words
4.98 stars across 159 reviews on Zillow.
"Jared was absolutely amazing to work with! From our very first conversation he made the entire mortgage process clear, smooth, and completely stress-free. He was incredibly responsive, always available to answer my questions, and kept me updated every step of the way."
"Jared made a complicated purchase much easier. I must admit I'm not the easiest to work with and he explained everything in a way that I understood. He also gave great recommendations — a well earned five stars."
"As a first-time homebuyer, I couldn't have asked for a better lender. Jared was incredibly knowledgeable, patient, and supportive throughout the entire process — always available to answer my questions, no matter how small."
"I had a great experience working with Jared. He was always friendly, professional, and easy to communicate with. He consistently responded in a timely manner, answered all of my questions, and was incredibly helpful every step of the way."
— For real estate agents
Pre-approvals that hold up under a competitive offer, weekly status on every file, and a straight answer when a deal isn't going to work. I'd rather protect your reputation than force a close.
Transparency on rates, fees, and timelines — for you and your buyer.
Enough files closed to confidently recommend the financing that actually fits.
FHA, VA, jumbo, bridge, cash-out, and investor loans, all under one roof.
A quick call with me is the easiest first step. No pressure, no credit check.
